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FirstDepositUSA, LLC Privacy Policy
(effective May 1, 2005)
FirstDepositUSA, LLC (“FDU”) collects certain confidential information from its customers (and potential customers) through the application process. FDU maintains and uses such customer information as set forth in this privacy policy:
- FDU is committed to protecting customer information in each of its merchant transactions.
- FDU does not sell customer information to third parties.
- FDU does not share customer information with advertisers or marketers who wish to market their products to you.
- You do not have to take any action or instruct FDU to keep your information confidential.
- FDU uses commercially reasonable efforts to safeguard customer information.
- FDU maintains the procedure and technology described in this privacy policy.
FDU’s corporate mission is to be a trusted source of service and reliability for its customers. FDU is dedicated to these principles.
HOW FDU PROTECTS AND USES CUSTOMER INFORMATION
- FDU safeguards the security and integrity of customer information.
- FDU limits access to customer files to those officers who have a business need to know and access such information.
- FDU maintains policies and procedures to secure physical access to its confidential customer information, including:
- Locking down its physical files;
- Maintaining a professionally monitored alarm system at its facilities where confidential customer information is stored;
- Shredding all discarded customer information;
- FDU requires its independent contractors and third party vendors who provide services to FDU to adhere to strict privacy standards;
- FDU uses technological means (including back up files, offsite secured storage of electronic files, firewalls, and encryption schemes) to protect against unauthorized access or alterations of confidential customer data.
- FDU collects and maintains customer information as part of the FDU application process. FDU collects information about merchant business and its owners/operators from a variety of sources, including:
- Information provided to us via the FDU application and other required forms;
- Information FDU receives from third parties that the merchant business authorizes it to contact, such as the merchant’s trade, banking, and landlord references regarding credit history; and
- Information FDU receives from third party credit and background reporting agencies whom it contacts to verify merchants’ credit history and general background information.
- FDU does not share customer confidential information with third parties.
- FDU does not provide confidential customer information to third party advertisers or marketers.
- FDU does not provide confidential customer information to credit bureaus and/or credit reporting agencies.
- FDU will promptly notify a merchant business in writing or by telephone if FDU suspects that there has been a breach of confidentiality regarding confidential customer information.
The policies and practices described in this disclosure are subject to change, and any such changes will be communicated to FDU merchants and published on the FDU website. Please contact us at 1-888-767-2757 if you have questions regarding this policy.
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